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The USDA home loan program is offered by the United States Department of Agriculture. The USDA loan program is also referred to as the Section 502D Direct Loan Program. The USDA loan offers rural Americans the opportunity to purchase property with no money down in specific rural areas in each state. USDA loans offers home loans with no mortgage insurance and easy credit qualification. USDA loan programs also provide for renovations and repairs. The USDA also provides home loans to the elderly, disabled, and low-income borrowers.

  • 24 Hour Approvals for USDA Purchase and USDA Refinance Loan Programs
  • 580+ credit score!
  • No cash reserves required!
  • High Debt Ratios approved.
  • No Closing Cost Options Available.
  • Limited Documentation!
  • Non-Occupant Co-Borrowers Approved!
  • Pre-Qualification letters in 4 hours or less!
  • 1-4 Unit Buildings Approved.

Home Purchase


What is a USDA Loan?